A health insurance proposal is a plan which deals with a government or private company’s proposition on sharing the health risk of people belonging to different or a particular section of society. The insurance company makes an offer to the policy holder whereby the latter has to pay a premium in return for which he will be insured in case there are any injuries, accidents, illnesses or for payment of medical bills. A health insurance proposal must also note that some states have certain laws related to insurance which must be followed while making the proposal.

Sample Health Insurance Proposal:

Name of insurance firm: Secured Life Inc

Address: 937 Madison Road, Ohio

Health insurance proposal prepared on: November 21, 2011

Proposal prepared by: Matthew Bones

Head of Marketing Department

Secured Life Inc

Proposal submitted on: November 30, 2011

Proposal signed and approved by: Michelle Gold


Secured Life Inc

Policy name: Healthy Life for All

Purpose: The purpose of this health insurance proposal is to encourage people to lead a healthy life by giving them a discount on the premium payment if their annual medical check-ups show an improvement in health. This will lead them to exercise, be on a good diet and thereby reduce the risk of lifestyle-related illnesses.

Details of Health Insurance Proposal:

  • We will start the project from the January 10, 2012 which will be preceded by a news conference and an ad campaign.
  • The project will focus on a healthy lifestyle and its benefits in terms of payment of premium

Estimated cost of the project: $200,000

Amount requested: $100,000