A home insurance proposal form is type of property insurance proposal which presents the terms and conditions related to a home insurance policy. This policy provides insurance protection against any damage to the home as a result of accidents that take place due to any external agent or due to the homeowner himself. The proposal also mentions the premium amount which is calculated depending on the items in the house and how much it would take to replace the home and the items. Other factors which are considered for protection of the home include damages due to any natural disasters like floods and hurricanes or robberies and attacks.

Sample Home Insurance Proposal Form:

Name of insurance firm: Winners Insurance Services

Address: 345 Kingsley Lane, San Antonio

Home insurance proposal prepared on: February 12, 2012

Proposal prepared by: Laura Moore

Insurance agent, Winners Insurance Services

Proposal submitted on: February 15, 2012

Proposal signed and approved by: Brent Jacob

Regional Manager, Winners Insurance Services

Policy name: Home Insurance Cover

Purpose: The purpose of this home insurance proposal is to mention the terms related to the home insurance policy and the premium amount to be paid

Details of Home Insurance Proposal Form:

  • The term of the home insurance policy shall commence from March 1, 2012 to March 1, 2018
  • The insured shall pay an annual amount of $7,000 to the insurance company in return for which the insurer shall give financial protection to the insured property
  • The home insurance policy covers damages to the house from any natural disasters, robbery or theft, arson and accident